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Village Saving and Lending Association

Village Saving and Lending Association (VSLA) is a community self-managed saving scheme. This approach requires a Trainer/Coach to play a supporting role in establishing the association and developing capacity of community members to manage it on their own.


This manual is produced for Saving Group Trainer/Coach of the program “Regional Economic Development (RED) - Green Belt, Siem Reap Province” of Royal Government of Cambodia, which supported by GIZ Germany. It contains steps with basic processes for Trainer/Coach to support villagers to establish a saving and loan scheme, which will be managed by community.
The author acknowledges that VSLA is a worldwide applied model, and this is a customized one, adapted to the Cambodian context based on the country’s specific circumstances. The capacity level of the Trainer/ Coach recruited under above-mentioned program was also taken into account. Thus, the manual intends to be a basic and simple one.

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